Affordable Care Act (ACA) plans cover required essential health benefits and can offer premium assistance if eligible.
These plans offer coverage for common health services (doctor office visits, emergency room, hospital inpatient) for a temporary length of time.
Help protect your smile with individual and family dental insurance plans. Choose from plans that offer different level of benefits, including plans that even offer vision and hearing services too.
Plans that offer choice, convenience, and network savings.
²Short term plans are medically underwritten and generally do not cover preexisting conditions. This coverage is not required to comply with certain federal market
requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your policy/certificate carefully to make sure you are aware of any
exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care,
prescription drugs, and mental health and substance use disorder services). Your policy/certificate might also have lifetime and/or annual dollar limits on health benefits. If this
coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage. This is not Minimum
Essential coverage as defined in the Affordable Care Act and may not cover all Essential Health Benefits in your state. Some Short Term plans are available as association
group insurance only to members of FACT, an independent association. Additional membership fees may be required.
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